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Owning a home is a dream for many families in India. However, navigating the home loan process can be overwhelming. At Asvil Galaxy Finserv, we help borrowers understand the steps clearly so they can make informed decisions. Step 1: Define Your Home Loan Requirements Before applying, consider: Example: Mr. Ramesh from Vijayawada wanted a 2BHK apartment worth ₹45 lakh. He calculated that he could comfortably pay an EMI of ₹30,000/month.